Validus Wealth :: HOLISTIC ADVISORY

EVERY FINANCIAL DECISION I TAKE, HAS IMPLICATIONS ON MY FINANCIAL LIFE.

HOW DO I MANAGE ALL ASPECTS OF IT?

No two snowflakes are alike. Likewise, no two financial lives of two people are the same. That’s why it is important to study and understand all your financial circumstances elaborately, across loans, protection, investments and succession planning and accordingly apply holistic diagnostics to assess your financial health.

HAVE YOU THOUGHT ABOUT?

How can I tell if my financial health has the immunity to withstand unfavourable events?

It is important to have a good night’s sleep. To make that happen, you might want to be ready for any unpredictable events such as death, a market crash, job loss, or any serious illness. Being ready for such events would mitigate risks that come to affect your financial health. With detailed planning and adequate life & portfolio protection, your financial health will not just get by, but will have the right route map to reach your financial goals.

Are my investments in sync with my cash-flow requirements?

You may not want to borrow from family, friends or business associates when you are in need of money. In today’s dynamic world, it is better to be prepared for money emergencies, without having to redeem/sell your precious investments and undergo losses. It is best to align your investment decisions to your liquidity needs.

Should I take a loan or dilute equity for my growth capital needs?

Your ambition expects you to be one step ahead. In order to decide on growth capital for your business by raising debt or diluting equity, it is imperative to look at your business circumstances, availability of investments/asset portfolio, impact of equity dilution, burden of interest payouts on cashflow needs, etc. This will help you align your business structure in line with your ambition.

YOU MAY WANT TO CONSIDER