In this episode of The Money Show, we are joined by, Rajesh Chervuu, CIO at Validus wealth as he talks about how one can maximize their returns from fixed income in today’s day and age. He feels that the yields have drifted significantly lower for the last 3 years in a gradual manner. The country is structurally heading into a low-interest rate regime. He tells us more about where we should deposit our funds, Fixed Deposits or Liquid funds. There are two options investors have, the first one is having sweeping facility with saving bank’s account and the second option is newer banks which are offering more than industry average savings rate.